Independent financial advice

Retiring, or reviewing a pension?
Get advice you can act on.

Speak to a qualified adviser about your pensions, your retirement and what comes next. Personal advice, by telephone, wherever you are in the UK.

First consultation: no charge, no obligation.

Online and face-to-face meetings by arrangement.

A couple talking together at home

Your questions. Your priorities.
A clear next step, together.

Independent financial adviceCheck our FCA register entry ↗︎Telephone advice across the UK

Start with what matters to you

What is the decision
on your mind?

Already a client? Reviewing another pension or thinking about taking income?

What your service covers

Also: Business owners · Mortgages · Protection · SIPPs & commercial property

How we help

A clear plan.
Support to carry it through.

Understand your options, make an informed decision and get the help you need to put your plan in place.

Clear fees, agreed with you.

Your first consultation has no charge or obligation. Before paid advice begins, we agree the work and your fee in pounds.

Our fees and examples
  1. 01

    Start with a conversation

    Tell us what you want to achieve. We listen, ask questions and explain how we can help.

  2. 02

    Understand your options

    We research your arrangements and give you a personal recommendation, with the reasons, costs and risks explained.

  3. 03

    Put your plan in place

    We handle the implementation agreed with you and guide you through the next steps.

  4. 04

    Keep it under review

    If you choose our separate ongoing service, we review your circumstances and the continuing suitability of your plan.

The people behind your plan

Qualified advisers.
One firm behind your plan.

Get to know Leanne Christon and Jayden Wilkes, our financial advisers. Both hold the CII Level 4 Diploma in Regulated Financial Planning, supported by the firm’s advice process and compliance oversight.

Meet your advisers

Google reviews

4.5 / 5

From 11 Google reviews. Checked 3 November 2026. Ratings can change.

Read the reviews ↗︎

Common questions

Before you get in touch.

Can’t I just use Pension Wise?

You can. It is free, and it explains your options in general terms. What it cannot do is look at your situation and tell you what to do: it cannot recommend specific products or advise on what is best for you. And if a decision made using guidance later turns out to be unsuitable, you cannot complain to the guidance provider.

That is what we do. Ring us and we will talk it through.

See the comparison ↗︎
Do I need a large portfolio?

No. There is no general minimum portfolio size. We consider your circumstances, the work needed and whether the service represents value for you, and explain the scope and fee before paid work starts.

I already pay an ongoing fee. What if I need new work?

We check your current agreement first. Included reviews, routine withdrawals and agreed phases do not attract another initial fee. A new assignment outside that service has its own scope and fee, agreed before work begins.

What your service covers ↗︎

Your next step

Let’s talk about your plans.

A conversation about what matters to you, and how we can help.

First consultation: no charge, no obligation.