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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Keep narrow screens within their viewport without hiding content. */
.calculator>*{min-width:0}.calculator input{min-width:0}
/* Softer visual treatment: retain clear structure without repeated sharp boxes. */
.button{border-radius:9px}.menu-toggle{border-radius:8px}
.route-card{border-radius:19px;padding-top:36px;box-shadow:0 3px 14px #163e3b04}
.fee-preview,.example-box,.service-panel{border-radius:18px}
.example-box{border-top:0;border:1px solid #cad9cb}
.business-panel,.calculator{border-radius:22px}
.boundary-table{border-radius:18px;overflow:hidden;background:#f8f9f3}
.example-grid article{border-radius:17px;border-top:0;border:1px solid #d9e1d5}
.payment-impact{border-radius:0 14px 14px 0}
.photo-caption{border-radius:14px;background:#e0eadff5;box-shadow:0 12px 35px #163e3b0c}
.hero-visual>img{border-radius:20px 105px 20px 20px}
.editorial-image{border-radius:18px 85px 18px 18px}
.pill{border-radius:30px}.presets button{border-radius:7px}.calculator input{border-radius:9px}
.wide-table th:first-child{border-radius:10px 0 0 0}.wide-table th:last-child{border-radius:0 10px 0 0}
/* Research revision: clearer routes, readable support and deliberate interaction. */
.header nav{font-size:13px}.button,.menu-toggle,.presets button{min-height:44px}
.small-copy{font-size:13px}.footnote{font-size:14px}.hero-note{font-size:12px}
.principles a{font-size:12px;text-underline-offset:5px}
.route-card{background:#f2f4ec;border:1px solid #d6e0d3;box-shadow:none}
.route-card.dark{background:#e3ece1;color:var(--ink);border-color:#cad9c7}
.route-card.dark .route-no{color:var(--teal)}.route-card.dark p{color:#496157}
.route-card.dark .route-link{border-color:#bdcec3}
.existing-shortcut{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:26px 4px 0;font-size:13px}
.existing-shortcut p{margin:0}.existing-shortcut a{font-weight:600;min-height:44px;display:flex;align-items:center;gap:15px;flex-shrink:0}
.questions{align-items:start}.questions details:first-child{padding-top:5px}
summary{min-height:32px;display:flex;align-items:center}.questions summary{line-height:1.6}
.topic-layout{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:stretch}
.topic-choices{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-content:start}
.topic-choices button{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:20px;text-align:left;border:1px solid #c6d6c8;border-radius:14px;background:#fafbf5;color:var(--ink);font-size:14px;line-height:1.5;cursor:pointer}
.topic-choices button span{font-size:20px}.topic-choices button:hover{background:#e9f0e4;border-color:var(--teal)}
.topic-choices button[aria-pressed="true"]{background:var(--teal);color:white;border-color:var(--teal);box-shadow:0 0 0 2px var(--paper),0 0 0 3px var(--teal)}
.topic-answer{background:#e6eee1;padding:36px;border-radius:20px}.topic-answer h3{font-size:31px}.topic-answer>p:not(.eyebrow){font-size:15px}.topic-answer .small-copy{margin-top:22px;font-size:12px}
.topic-section{padding-bottom:20px}
.acquisition-hero{padding:65px 0;background:#edf1e8}.acquisition-hero .split{gap:65px}.acquisition-hero h1{font-size:clamp(43px,4.2vw,62px)}.acquisition-hero .lead{font-size:17px}.intro-note{margin-top:20px;max-width:450px}.landing-price{font:67px/1.1 var(--serif);margin-bottom:24px}.landing-price span{display:block;font:14px/1.5 var(--sans);margin-top:10px}.landing-support{display:grid;grid-template-columns:1.2fr 1fr;gap:80px;align-items:center}.landing-support .risk-note{border-top:0;border-left:2px solid #afc4af;padding:20px 0 20px 30px;font-size:15px;margin:0}.landing-contact{background:var(--teal);color:white;padding:65px 0}.landing-contact .eyebrow{color:#d1e6d7}.landing-contact p,.landing-contact .small-copy{color:#e0eee4}.landing-contact .button+p{margin-top:22px}.landing-contact .split{gap:85px}
.skip{clip-path:inset(50%);width:1px;height:1px;overflow:hidden}.skip:focus{clip-path:none;width:auto;height:auto;overflow:visible}
@media(max-width:800px){.acquisition-hero .split{gap:35px}.landing-support{gap:40px}.landing-contact .split{gap:40px}}
@media(max-width:600px){.acquisition-hero{padding:40px 0}.acquisition-hero h1{font-size:43px}.acquisition-hero h1 br{display:none}.acquisition-hero h1 em:before{content:' '}.landing-support{grid-template-columns:1fr;gap:28px}.landing-contact{padding:50px 0}.landing-contact h2{font-size:35px}.landing-price{font-size:58px}}
.fee-overview{padding:40px 0;background:#f7f8f1;border-bottom:1px solid var(--line)}
.fee-overview-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.fee-overview h2{font-size:25px;margin-bottom:12px}.fee-overview p:not(.eyebrow){font-size:14px;margin-bottom:12px}.fee-overview a{font-size:13px;font-weight:600;display:inline-flex;align-items:center;min-height:44px}
@media(max-width:800px){.topic-layout{gap:25px}.topic-choices{grid-template-columns:1fr}.topic-choices button{min-height:58px;padding:16px}.existing-shortcut{align-items:start}.existing-shortcut a{max-width:230px}.fee-overview-grid{gap:25px}}
@media(max-width:600px){.header nav{font-size:14px}.hero-note{font-size:11px}.principles .wrap{gap:10px}.principles a{font-size:11px;padding:5px 0}.existing-shortcut{display:block}.existing-shortcut a{max-width:none;font-size:12px;margin-top:10px}.topic-layout{grid-template-columns:1fr;gap:25px}.topic-choices{grid-template-columns:1fr 1fr}.topic-choices button{min-height:78px;font-size:13px;padding:15px}.topic-answer{padding:28px}.topic-answer h3{font-size:29px}.fee-overview-grid{grid-template-columns:1fr;gap:20px}.fee-overview-grid>div+div{padding-top:20px;border-top:1px solid var(--line)}.small-copy{font-size:13px}.route-card p{font-size:15px}.questions details:first-child{padding-top:0}}
@media(max-width:380px){.nav-row{gap:10px}.brand{gap:9px}.brand span{font-size:12px}.brand small{font-size:8px}.brand img{width:44px;height:44px}.menu-toggle{padding:9px 10px;gap:8px}.hero h1{font-size:54px}.calculator-result output{font-size:47px}.calculator{padding:23px}.presets button{padding:8px 9px}}
@media print{.preview-bar,.header,.closing,.menu-toggle,.presets,footer,.jump-links{display:none}.section,.page-intro{padding:20px 0}body{font-size:11pt;background:white}.wrap{width:100%}.split,.fee-feature{gap:25px}h1{font-size:32pt}h2{font-size:24pt}h3{font-size:17pt}.calculator{display:none}details .answer{display:block}a{text-decoration:none}.section{break-inside:avoid}}
/* Compact telephone consultation route. */
.callback-form{min-width:0;background:#e6eee1;padding:35px;border-radius:20px}
.callback-form h2{font-size:34px}.callback-form label{display:block;margin:19px 0 8px;font-size:14px;font-weight:600}.callback-form label span{font-weight:400}
.callback-form input:not([type=hidden]),.callback-form select{width:100%;min-width:0;min-height:48px;padding:12px;border:1px solid #8fa99a;border-radius:8px;background:#fffefa;color:var(--ink);font:16px var(--sans)}
.callback-form .button{margin-top:8px}.callback-form .small-copy{margin-top:20px}.form-status{font-size:14px;margin:18px 0 0}.form-status:empty{display:none}.firm-facts{margin:20px 0}.firm-facts dt{font-size:12px;font-weight:600;margin-top:20px}.firm-facts dd{margin:5px 0 0;font-size:15px;overflow-wrap:anywhere}
@media(max-width:600px){.callback-form{padding:25px}.callback-form h2{font-size:30px}}

.service-links{margin-top:24px;font-size:14px}.service-links a{min-height:44px;display:inline-flex;align-items:center}

/* Verified people and independently linked feedback. */
.adviser-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.adviser-card{padding:32px;border:1px solid var(--line);border-radius:20px;background:#f2f4ec}.adviser-card h3{font-size:35px}.credential{font-weight:600;border-top:1px solid var(--line);padding-top:20px}.leadership-note{margin-top:28px;padding-top:28px;border-top:1px solid var(--line);max-width:850px}.leadership-note h3{font-size:27px}.review-strip,.trust-summary{display:grid;grid-template-columns:1.4fr 1fr;gap:60px;align-items:center}.rating-note,.trust-summary-review{padding:28px;border-left:1px solid var(--line)}.rating-note strong,.trust-score{font:72px/1.1 var(--serif);display:block;margin-bottom:15px}.rating-note strong span,.trust-score span{font:20px var(--sans)}
/* Preserved service and legal routes in the same site shell. */
.legacy-main .container,.legacy-main .subpage-hero-inner{width:min(1160px,calc(100% - 48px));margin-inline:auto}.legacy-main .subpage-hero{padding:65px 0;background:#edf1e8}.legacy-main .subpage-hero-inner:has(aside){display:grid;grid-template-columns:1.5fr 1fr;gap:55px;align-items:start}.legacy-main h1{font-size:clamp(40px,4.7vw,65px);max-width:850px}.legacy-main h2{font-size:32px;margin-top:20px}.legacy-main h3{font-size:25px;margin-top:25px}.legacy-main .subpage-intro{font-size:18px;max-width:760px}.legacy-main .label{font-size:12px;text-transform:uppercase;letter-spacing:.1em}.legacy-main .subpage-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:25px}.legacy-main .btn{display:inline-flex;align-items:center;min-height:44px;border-radius:30px;padding:13px 22px;text-decoration:none;border:1px solid var(--teal);color:var(--teal);font-weight:600}.legacy-main .btn-primary{background:var(--teal);color:white}.legacy-main .subpage-highlight{padding:28px;background:#e2ebdd;border-radius:20px}.legacy-main .subpage-highlight h2{margin-top:0;font-size:28px}.legacy-main ul{padding-left:22px}.legacy-main li{margin-bottom:12px}.legacy-main .subpage-content{padding:55px 0}.legacy-main .subpage-grid{display:grid;grid-template-columns:1.65fr 1fr;gap:55px}.legacy-main .subpage-panel{padding-bottom:28px;border-bottom:1px solid var(--line);margin-bottom:28px}.legacy-main .legal-content{max-width:850px}.legacy-main .legal-content h2{margin-top:38px}.legacy-main a{overflow-wrap:anywhere}.legacy-main .risk{padding:18px;border-left:3px solid var(--teal);background:#edf1e8;font-size:15px}
/* Production-only consent controls also need the redesign's layout. */
.cookie-banner{position:fixed;inset:auto 16px 16px;z-index:100;background:#fffdf6;border:1px solid #8fa99a;border-radius:18px;padding:22px;box-shadow:0 8px 35px #163e3b28;color:#163e3b}.cookie-banner[hidden]{display:none}.cookie-banner-inner{display:flex;align-items:center;gap:24px;max-width:1160px;margin:auto}.cookie-banner p{margin:0;font-size:14px}.cookie-banner-actions{display:flex;gap:12px;flex-shrink:0}.cookie-banner button{min-height:44px;min-width:90px;border:1px solid #163e3b;background:#fffdf6;color:#163e3b;border-radius:24px;font:600 14px var(--sans);padding:12px 20px;cursor:pointer}.cookie-banner button:focus-visible{outline:3px solid #3e7566;outline-offset:3px}
@media(max-width:700px){.adviser-grid,.review-strip,.trust-summary,.legacy-main .subpage-hero-inner:has(aside),.legacy-main .subpage-grid{grid-template-columns:1fr;gap:28px}.adviser-card{padding:25px}.adviser-card h3{font-size:30px}.rating-note,.trust-summary-review{border-left:0;border-top:1px solid var(--line);padding:24px 0 0}.trust-score{font-size:60px}.cookie-banner-inner{display:block}.cookie-banner-actions{margin-top:16px}.cookie-banner{padding:18px;max-height:85vh;overflow:auto}.legacy-main .subpage-hero{padding:40px 0}.legacy-main h1{font-size:41px}.legacy-main .subpage-content{padding:35px 0}}

.review-quotation{margin:25px 0 0;padding-top:22px;border-top:1px solid var(--line)}.review-quotation blockquote{font:24px/1.45 var(--serif);margin:0 0 16px}.review-quotation figcaption{font-size:12px;line-height:1.6;color:var(--muted)}

.route-grid.four{grid-template-columns:repeat(4,1fr)}@media(max-width:1150px){.route-grid.four{grid-template-columns:repeat(2,1fr)}}@media(max-width:800px){.route-grid.four{grid-template-columns:1fr}}
.hero.decision h1{font-size:clamp(44px,4.6vw,68px)}@media(max-width:600px){.hero.decision h1{font-size:42px}}@media(max-width:360px){.hero.decision h1{font-size:36px}}
.hero-note{font-size:13px}.hero-note a{color:inherit}
.covered-check{margin-top:34px;padding:26px;border:1px solid var(--line);border-radius:19px;background:var(--paper)}.covered-check p{margin:0}.covered-check .actions{margin-top:18px}
.legal-links a,.footer-top a,.footer-legal a{display:inline-block;min-height:24px;padding:3px 0}
.landing-hero-call{display:inline-block;margin-top:14px}

.steps.compact{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:0}.steps.compact li{display:grid;grid-template-columns:44px 1fr;gap:12px;padding:16px 0;border-top:1px solid var(--line)}.steps.compact li>span{font:15px var(--serif);color:var(--teal)}.steps.compact h3{font-size:21px;margin:0 0 4px}.steps.compact p{margin:0;color:var(--muted)}
#how-it-works .fee-preview{align-self:start}
.questions-compact h2{margin-bottom:22px}.route-more a{margin:0 2px}
@media(max-width:600px){.hero.decision .hero-visual{display:none}.hero.decision{padding-bottom:30px}.route-grid.four .route-card{padding:20px 20px 16px;min-height:0}.route-grid.four .route-card h3{font-size:24px;margin:8px 0 6px}.route-grid.four .route-card h3 br{display:none}.route-grid.four .route-card p{font-size:14px;margin-bottom:12px}.steps.compact h3{font-size:19px}}

.cookie-banner.compact{inset:auto 12px 12px;max-width:560px;margin-left:auto;padding:12px 14px;border-radius:14px}.cookie-banner.compact .cookie-banner-inner{display:flex;align-items:center;gap:12px}.cookie-banner.compact p{font-size:13px;line-height:1.45}.cookie-banner.compact .cookie-banner-actions{display:flex;gap:8px;margin:0}.cookie-banner.compact button{min-height:36px;min-width:0;padding:6px 14px;font-size:13px}
@media(max-width:600px){.cookie-banner.compact{padding:10px 12px}.cookie-banner.compact .cookie-banner-inner{display:flex;flex-wrap:wrap;gap:8px}.cookie-banner.compact p{flex:1 1 100%}}

/* ---- Design system pass, 3 Nov 2026: one type scale, one spacing rhythm ---- */
:root{--space-section:104px;--space-intro:88px}
body main p:not(.eyebrow,.small-copy,.big-number,.trust-score,.footnote,.route-no,.hero-note,.risk-note,.lead,.trust-score),body main li{font-size:17px;line-height:1.65}
.lead,.hero .lead,.acquisition-hero .lead{font-size:20px;line-height:1.6}
.small-copy,.hero-note,.footnote,.risk-note,.review-quotation figcaption{font-size:14px;line-height:1.65}
.eyebrow{font-size:12px;letter-spacing:.12em}
.button{font-size:15px;padding:17px 24px}.button.small{font-size:14px}
.text-link{font-size:15px}
.section{padding-block:var(--space-section)}
.page-intro{padding:var(--space-intro) 0}
.page-intro .small-copy{margin-top:18px}.page-intro .actions{margin-top:26px}
.section-heading{display:block;margin-bottom:44px}.section-heading p{max-width:640px;margin-top:18px}
.three-columns{gap:48px}
.example-box{padding:40px;border-radius:20px}
.closing{padding:96px 0}
footer{font-size:14px;padding:64px 0 32px}.footer-top a{font-size:14px}.risk{font-size:14px}.footer-legal{font-size:13px}
.footer-top .brand img{border-radius:12px}
@media(max-width:800px){:root{--space-section:72px;--space-intro:60px}.closing{padding:72px 0}}
@media(max-width:600px){:root{--space-section:56px;--space-intro:44px}
 body main p:not(.eyebrow,.small-copy,.big-number,.trust-score,.footnote,.route-no,.hero-note,.risk-note,.lead,.trust-score),body main li{font-size:16px}
 .lead,.hero .lead,.acquisition-hero .lead{font-size:18px}
 .small-copy,.hero-note,.footnote,.risk-note{font-size:14px}
 .button{font-size:15px;padding:15px 20px}.text-link{font-size:14px}
 .example-box{padding:26px}.section-heading{margin-bottom:30px}.three-columns{gap:28px}
 footer{font-size:14px;padding:48px 0 28px}.footer-legal{font-size:13px}.closing{padding:56px 0}}

/* ---- Home polish: route cards and phone hero photo ---- */
.route-grid.four .route-card h3{text-wrap:balance}
@media(min-width:801px){
 .route-grid.four{gap:20px}
 .route-grid.four .route-card{display:grid;grid-row:span 4;grid-template-rows:subgrid;row-gap:0;min-height:0;padding:30px 28px 24px}
 .route-grid.four .route-no{margin-bottom:22px}
 .route-grid.four .route-card h3{font-size:clamp(23px,1.85vw,28px);line-height:1.15;margin:0 0 14px;align-self:start}
 .route-grid.four .route-card p{font-size:16px;line-height:1.6;margin:0 0 22px;align-self:start}
 .route-grid.four .route-link{margin-top:0;align-self:end}
}
@media(max-width:600px){
 .hero.decision .hero-visual{display:block;padding-bottom:0}
 .hero.decision .hero-visual>img{height:auto;aspect-ratio:16/10;object-position:38% 40%;border-radius:18px 56px 18px 18px}
 .hero.decision .photo-caption,.hero.decision .image-index{display:none}
 .hero-grid{gap:28px}
}

/* ---- Layout pass: one left edge, aligned action bands, gridded footer ---- */
/* Narrow sections keep their reading width but start on the same left edge as everything else */
.wrap.narrow{max-width:none}
.wrap.narrow>*{max-width:820px}
section:has(>.wrap>details:last-child),section:has(>.wrap>.questions-compact),section.soft:has(.wrap.narrow>details:last-child){padding-bottom:calc(var(--space-section) * .62)}

/* Closing and campaign contact bands: text left, actions right, both aligned to the top */
.closing-inner,.landing-contact .split{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:64px;align-items:start}
.closing-inner>div:first-child>p:last-child{max-width:52ch;font-size:17px}
.closing-actions{padding-top:38px}
.closing-actions .actions{display:flex;flex-wrap:wrap;gap:12px;margin:0}
.closing-actions .small-copy{margin:18px 0 0;max-width:38ch;border:0;padding:0}
.button.light{background:#fff;color:var(--ink);border-color:#fff}
.button.light:hover{background:var(--mint)}
.button.ghost{background:transparent;color:#fff;border:1px solid #ffffff8c}
.button.ghost:hover{background:#ffffff1a;border-color:#fff}
.button.ghost:focus-visible,.button.light:focus-visible{outline:3px solid #fff;outline-offset:3px}
.closing .button,.landing-contact .button{margin-top:0}

/* Footer: three aligned columns */
.footer-top{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,6fr) minmax(0,3fr);gap:40px;align-items:start}
.footer-top>a:last-child{justify-self:end}
.footer-top .brand img{width:64px;height:64px;border-radius:12px}
.footer-top strong{font-size:16px}
.footer-top p{margin:6px 0 12px}

/* Header call button keeps the nav on one line */
.header .button.small{white-space:nowrap}

@media(max-width:1150px){.header nav{gap:16px}.header nav a{font-size:14px}}
@media(max-width:800px){
 .closing-inner,.landing-contact .split{grid-template-columns:1fr;gap:28px}
 .closing-actions{padding-top:0}
 .footer-top{grid-template-columns:1fr;gap:20px}.footer-top>a:last-child{justify-self:start}
}
@media(max-width:600px){.closing-actions .actions{flex-direction:column;align-items:stretch}.closing-actions .button{justify-content:space-between}}

/* ---- Breathing room pass: phone openings, iOS fixes ---- */
body{font-variant-emoji:text}
h1,h2,h3{text-wrap:balance}
main p{text-wrap:pretty}
.menu-toggle{color:var(--ink);font:500 14px var(--sans);-webkit-appearance:none;appearance:none}
.menu-toggle span{color:var(--teal)}

/* Home hero: clear groups with a steady rhythm — label, headline, promise, price, action */
.hero.decision .eyebrow{margin-bottom:20px}
.hero.decision h1{margin-bottom:24px}
.hero.decision .lead{max-width:480px;margin-bottom:28px}
.hero .hero-fee{max-width:480px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0 14px;margin-bottom:32px}
.hero .hero-fee p.hero-fee-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;margin:0;font-size:15px;line-height:1.4;color:var(--muted)}
.hero .hero-fee-row strong{font:500 24px/1.1 var(--serif);color:var(--ink);white-space:nowrap;letter-spacing:-.01em}
.hero .hero-fee p.hero-fee-note{margin:8px 0 0;font-size:14px;line-height:1.5;color:var(--muted)}
.hero-fee-note a{color:inherit}
.hero.decision .actions{margin-top:0}
.hero.decision .hero-note{margin-top:22px}

@media(max-width:600px){
 .hero.decision{padding:36px 0 40px}
 .hero.decision .eyebrow{margin-bottom:16px}
 .hero.decision h1{font-size:40px;line-height:1.08;margin-bottom:20px}
 .hero.decision .lead{font-size:18px;line-height:1.55;margin-bottom:24px}
 .hero .hero-fee{margin-bottom:28px}
 .hero .hero-fee p.hero-fee-row{flex-direction:column;align-items:flex-start;gap:4px}
 .hero-grid{gap:36px}
 /* Primary action gets the full width; the secondary sits quietly beneath it */
 .hero .actions,.page-intro .actions,.acquisition-hero .actions{flex-direction:column;align-items:flex-start;gap:18px}
 .hero .actions .button,.page-intro .actions .button,.acquisition-hero .actions .button{align-self:stretch;justify-content:space-between}
 .page-intro .eyebrow{margin-bottom:16px}
 .page-intro h1{margin-bottom:20px}
 .page-intro .lead{line-height:1.55}
 .page-intro .small-copy{margin-top:20px}
 .page-intro .actions{margin-top:28px}
 .page-intro .service-links{margin-top:28px;display:flex;flex-direction:column;gap:12px}
}
@media(max-width:360px){.hero.decision h1{font-size:36px}}
/* Page headlines keep their two-sentence shape on phones */
@media(max-width:800px){.page-intro h1 br{display:inline}.page-intro h1 em:before{content:none}}
@media(max-width:600px){.page-intro h1{font-size:40px;line-height:1.1}}
@media(max-width:360px){.page-intro h1{font-size:35px}}
@media(max-width:600px){.acquisition-hero{padding:40px 0 44px}.acquisition-hero h1{font-size:38px;line-height:1.1;margin-bottom:20px}.acquisition-hero .lead{line-height:1.55}}
@media(max-width:360px){.acquisition-hero h1{font-size:33px}}

/* November 2026 flow refinement: a quieter homepage and compact shared ending. */
.header .nav-row{min-height:88px}
.home-refined .section{padding-block:76px}
.home-refined .hero.decision{padding-block:52px}
.home-refined .hero-grid{gap:56px}
.home-refined .hero.decision .lead{max-width:490px;margin-bottom:25px}
.home-refined .hero.decision .hero-note{margin-top:18px;color:var(--ink);font-size:14px}
body.home-refined main p.meeting-note{font-size:13px;line-height:1.6;color:var(--muted);margin:5px 0 0}
.home-refined .hero-visual>img{height:450px}
.home-refined .principles{background:#eaf0e7;color:var(--ink);border-block:1px solid #dae2d6}
.home-refined .principles .wrap{padding-block:16px}
.home-refined .principles span:before{color:var(--teal)}
.home-routes{gap:22px}
.home-routes .route-card{padding:30px 28px 24px;min-height:330px;background:transparent;border:1px solid #d2ddd1;border-radius:18px}
.home-routes .route-card:hover{background:#eff3ea;transform:translateY(-2px)}
.home-routes .route-no{margin-bottom:22px}
.home-routes .route-card h3{font-size:29px;margin-bottom:14px}
body.home-refined main .home-routes .route-card p{font-size:16px}
.home-refined .existing-shortcut{padding:25px 0 0;gap:24px}
body.home-refined main .existing-shortcut p{font-size:14px;line-height:1.6}
.home-refined .route-more{margin:18px 0 0;font-size:13px}
.advice-journey{display:grid;grid-template-columns:1fr 1fr;gap:88px;align-items:start}
.journey-intro>p:not(.eyebrow){max-width:440px;color:var(--muted)}
.fee-reassurance{border-top:1px solid #ccd7c9;margin-top:30px;padding-top:24px;max-width:450px}
.fee-reassurance h3{font-family:var(--sans);font-size:17px;font-weight:600;letter-spacing:0;line-height:1.4;margin-bottom:10px}
body.home-refined main .fee-reassurance p{font-size:15px;margin-bottom:12px;color:var(--muted)}
.advice-journey .steps.compact{margin:0}
.advice-journey .steps.compact li:first-child{border-top:0;padding-top:0}
.advice-journey .steps.compact li{padding:20px 0;grid-template-columns:30px 1fr;gap:14px}
body.home-refined main .steps.compact p{font-size:15px}
.advice-journey .steps.compact h3{font-size:23px;margin-bottom:7px}
.adviser-introductions{display:flex;gap:28px;margin:26px 0 20px;flex-wrap:wrap}
.adviser-introductions a{text-decoration:none;padding-left:15px;border-left:2px solid #a8c5b5;line-height:1.5}
.adviser-introductions a:hover strong{text-decoration:underline;text-underline-offset:4px}
.adviser-introductions strong{display:block;font-size:16px;font-weight:600}
.adviser-introductions span{display:block;font-size:13px;color:var(--muted);margin-top:3px}
.home-refined .trust-summary{grid-template-columns:1.5fr 1fr;gap:64px}
.home-refined .trust-summary-review{padding:28px 0 28px 42px}
.home-refined .trust-score{font-size:62px}
.home-refined .questions-compact{max-width:1220px}
.home-refined .questions-compact>*{max-width:820px}
.closing-refined{background:var(--paper);color:var(--ink);padding:46px 0;border-top:1px solid var(--line)}
.closing-refined .closing-inner{display:block;max-width:1220px}
.closing-refined .closing-copy{max-width:720px}
.closing-refined .eyebrow{color:var(--teal);margin-bottom:12px}
.closing-refined h2{font-size:clamp(32px,3vw,42px);margin-bottom:12px}
.closing-refined .closing-inner .closing-copy>p:last-child{color:var(--muted);font-size:17px;max-width:620px;margin:0}
.closing-refined .closing-actions{padding:0;margin:23px 0 0}
.closing-refined .actions{gap:24px;margin:0;align-items:center}
.closing-refined .actions .text-link{font-size:14px}
.closing-refined .small-copy{color:var(--muted);font-size:13px;max-width:none;margin:12px 0 0}
.closing-refined .button{color:#fff;background:var(--teal);border-color:var(--teal);font-size:14px;padding:15px 20px}
.closing-refined .button:hover{background:#194f44}
footer.footer-compact{padding:30px 0 22px;font-size:13px}
.footer-compact .footer-top{display:flex;justify-content:space-between;gap:28px;align-items:center}
.footer-compact .footer-identity{display:flex;gap:16px;align-items:center;min-width:0}
.footer-compact .footer-identity .brand{display:flex;margin:0;flex-shrink:0}
.footer-compact .footer-identity .brand img{width:48px;height:48px;border-radius:8px}
.footer-compact .footer-top strong{font-size:15px}
.footer-compact .footer-top p{font-size:13px;margin:4px 0 0}
.footer-compact .footer-contact{display:flex;flex-direction:column;align-items:flex-end;gap:2px;margin:0}
.footer-compact .footer-top a{font-size:13px}
.footer-compact .risk{font-size:13px;line-height:1.65;padding:16px 0;margin:20px 0 16px;border-bottom:0}
.footer-compact .footer-legal{font-size:12px;line-height:1.75;color:#c0d2c8}
.footer-compact .footer-legal>p{margin-bottom:12px}
.footer-compact .legal-links{gap:6px 22px;margin:0}
.footer-compact .legal-links a{font-size:12px;min-height:30px;padding:5px 0}
@media(min-width:801px) and (max-width:1150px){.home-routes .route-card{padding:24px 20px}.home-routes .route-card h3{font-size:25px}.advice-journey{gap:44px}}
@media(max-width:800px){
 .home-refined .section{padding-block:56px}
 .home-refined .hero-grid{gap:30px;grid-template-columns:1fr 1fr}
 .home-refined .hero.decision h1{font-size:44px}
 .home-refined .hero-visual>img{height:400px}
 .home-routes{grid-template-columns:1fr;gap:14px}
 .home-routes .route-card{min-height:0;padding:25px}
 .home-routes .route-no{margin-bottom:12px}
 .home-routes .route-card h3{font-size:27px;margin-bottom:10px}
 .home-routes .route-link{padding-top:14px}
 .advice-journey{grid-template-columns:1fr;gap:34px}
 .journey-intro>p:not(.eyebrow),.fee-reassurance{max-width:600px}
 .home-refined .trust-summary{grid-template-columns:1fr;gap:28px}
 .home-refined .trust-summary-review{border-left:0;border-top:1px solid var(--line);padding:25px 0 0}
 .closing-refined{padding:36px 0}
 .footer-compact .footer-top{align-items:flex-start;flex-wrap:wrap}
 .footer-compact .footer-contact{align-items:flex-start}
}
@media(max-width:600px){
 .header .nav-row{min-height:76px}
 .home-refined .hero.decision{padding:30px 0 36px}
 .home-refined .hero-grid{grid-template-columns:1fr;gap:26px}
 .home-refined .hero.decision h1{font-size:38px;line-height:1.1;margin-bottom:18px}
 .home-refined .hero.decision .lead{font-size:17px;line-height:1.6;margin-bottom:22px}
 .home-refined .hero .actions{gap:12px}
 .home-refined .hero.decision .hero-note{margin-top:16px;font-size:13px}
 .home-refined .hero-visual>img{height:auto;aspect-ratio:16/9}
 .home-refined .section{padding-block:46px}
 .home-refined .section-heading{margin-bottom:25px}
 .home-refined .existing-shortcut{display:block;padding-top:22px}
 .home-refined .existing-shortcut a{margin-top:8px;font-size:13px}
 .home-refined .route-more{font-size:13px;line-height:1.9}
 body.home-refined main .home-routes .route-card p{font-size:15px}
 .home-refined .principles .wrap{font-size:11px;gap:6px;padding-block:13px}
 .advice-journey .steps.compact h3{font-size:22px}
 .adviser-introductions{gap:20px;margin:22px 0 16px}
 .adviser-introductions strong{font-size:15px}
 .closing-refined h2{font-size:32px}
 .closing-refined .closing-inner .closing-copy>p:last-child{font-size:16px}
 .closing-refined .closing-actions{margin-top:20px}
 .closing-refined .closing-actions .actions{flex-direction:row;align-items:center;gap:12px 20px}
 .closing-refined .actions .button{justify-content:center}
 .closing-refined .actions .text-link{font-size:14px}
 .closing-refined .small-copy{margin-top:13px;line-height:1.6}
 footer.footer-compact{padding:26px 0 20px}
 .footer-compact .footer-top{display:block}
 .footer-compact .footer-identity{margin:0}
 .footer-compact .footer-contact{margin-top:16px;display:flex;gap:2px}
 .footer-compact .risk{margin:17px 0 12px;padding:14px 0 0}
 .footer-compact .footer-legal{font-size:12px;line-height:1.8}
 .footer-compact .legal-links{gap:3px 20px}
}
@media(max-width:360px){.home-refined .hero.decision h1{font-size:35px}.footer-compact .footer-identity{gap:12px}}